Four quick calculators every Collective agent can share with a client. No account, no AI bill, no catch. Move the sliders and the answer updates live.
Over a few years, does buying beat renting once you count appreciation, equity, and the cost of selling? Move the sliders.
Assumes property tax 1.25%, insurance 0.35%, and maintenance 1% of value per year, and 6% selling cost. A concept estimate, not financial advice.
The honest monthly number on a specific home: not just principal and interest, but taxes, insurance, HOA, and upkeep.
A concept estimate, not a quote or financial advice. Your lender's numbers will be precise.
What you actually walk away with after commission, closing costs, your loan payoff, and any repairs or concessions.
A concept estimate. Title, escrow, and transfer taxes vary; your agent will give you a net sheet.
For investment and commercial property: net operating income, cap rate, and leveraged cash flow at a glance.
A concept estimate, not investment advice. Confirm income, expenses, and financing before you act.
A Collective agent will run them for your exact situation and tell you straight whether it works.